What to know when shopping with Gift Cards online

Getting Gift Cards for special occasions is really nothing new. What is new is instead of the gift card being branded for use at a specific store it is increasingly common to get what is known as a cash gift card. This is a gift card that is from Visa, MasterCard, or American Express. This allows you to use these virtually anywhere, and now of course online. When using one of these cash cards online you may run into a small issue, we sort that out.

Upon getting to the checkout of an e-commerce website you will have the opportunity to enter a shipping address and a billing address. The billing address must match the address that the issuing bank has on file for the card or your transaction will be rejected. How will you know what the billing address is for the gift card? The quick answer is you don’t. The best thing to do when you want to use one of these cards online is to call the customer service number on the back of the card and ask them to apply a billing address to the card. It is probably easiest to give them your shipping address. Once the changes take effect you can use the address you have given in the billing address section upon checkout online.

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